{"time":1634904665668,"blocks":[{"type":"quote","data":{"text":"<b>战友你好</b>！我是写作定投者<b>穆逸扬</b>。<div>今天是<b>2021年10月22日</b>，是我在新作日更的<b>第380</b><b>天</b></div>"}},{"type":"paragraph","data":{"text":"知乎网友 <a target=\"_blank\" href=\"https://www.zhihu.com/people/opo-15\">opo</a> 问：<a href=\"https://www.zhihu.com/question/490204650\"><b>大量现金，不小心被火烧毁。为什么不能上报银行，重新印一批现金？</b></a>","alignment":"left"}},{"type":"delimiter","data":{}},{"type":"paragraph","data":{"text":"<b><i>穆逸扬答：</i></b>","alignment":"left"}},{"type":"image","data":{"url":"https://i-xue-cn.pek3b.qingstor.com/872f1022.jpg"}},{"type":"paragraph","data":{"text":"这个问题和现金的匿名性有关，如果想彻底理解背后的逻辑恐怕得从现金的本质讲起：","alignment":"left"}},{"type":"paragraph","data":{"text":"<b>现金本质上是一张央行发行的无记名不兑现欠条</b>，它和你隔壁老王打给你的欠条最根本的区别只有两点：","alignment":"left"}},{"type":"list","data":{"style":"ordered","items":["这张欠条是不记名的，所以可以随意转让所有权；","欠条持有人无权要求打欠条的央行回收兑现成等价的贵金属、商品或者服务；"]}},{"type":"image","data":{"url":"https://i-xue-cn.pek3b.qingstor.com/34451022.jpg"}},{"type":"paragraph","data":{"text":"这也是为什么有一种人间清醒的说法叫作：","alignment":"left"}},{"type":"paragraph","data":{"text":"<b>只有花出去的钱才是真正属于你的</b>。","alignment":"left"}},{"type":"paragraph","data":{"text":"既然现金的本质是一张不记名不兑现的欠条，那就意味着任何人想要确认自己说这张欠条对应合法债权人的唯一方法，就是在物理和字面意义上“持有”这张欠条。","alignment":"left"}},{"type":"paragraph","data":{"text":"是的，任何人对现金所有权，只有通过这种物理和字面意义上的“持有”才可以确认，签名、机构备案、开介绍信、下红头文件通通不好使。要不然扒手扒了钱包，歹徒抢了银行也就无法将得到的现金据为己有了，犯罪集团的当面交易也不必带着整箱整捆的大量现钞了。","alignment":"left"}},{"type":"paragraph","data":{"text":"翻译成人话就是：","alignment":"left"}},{"type":"paragraph","data":{"text":"<b>只有你口袋/钱包里的现金才真的属于你，证明你有现金的唯一方式就是把它从钱包里掏出来</b>。","alignment":"left"}},{"type":"image","data":{"url":"https://i-xue-cn.pek3b.qingstor.com/b2a51022.jpg"}},{"type":"paragraph","data":{"text":"你声称自己失手把隔壁老王打的欠条点了烟，要求老王再给你打一张一模一样的老王会愿意吗？老王很可能不愿意，因为老王没办法核实这张欠条到底是真的烧成灰了，还是被你抵押个邻村的二狗了。如果他重开一张给你，有可能会面临你和二狗分别找他要账的情况。","alignment":"left"}},{"type":"image","data":{"url":"https://i-xue-cn.pek3b.qingstor.com/41ed1022.jpg"}},{"type":"paragraph","data":{"text":"同样的道理，你拥有的一批现金，无论数额多少，只要在你手上失了火，就意味着这批现金属于你的唯一证据也会随之化为灰烬。即便你把这个情况报告给央行，央行也无法核实这笔钱到底是真的被烧掉 ，还是被你花掉了，亦或是被你藏匿在了只有你知道的隐秘所在。","alignment":"left"}},{"type":"paragraph","data":{"text":"总结一下：","alignment":"left"}},{"type":"paragraph","data":{"text":"<b>现金就是一张不记名、不挂失、不兑现的欠条，</b>烧没了就等于一了百了一笔勾销。","alignment":"left"}}],"version":"2.19.1"}